The decision to move an aging loved one into assisted living for seniors has many factors. While your loved one’s comfort and well-being are a priority, the cost can be a significant element when choosing the appropriate facility. When searching for affordable assisted living facilities in OKC, you must also explore how to pay for this living arrangement. The following will explore funding options to help you make the most informed decision.

Medicaid Programs and Waivers

Many seniors are already on Medicaid, they may be eligible for affordable senior living in Oklahoma City partially or completely paid for by the Oklahoma Medicaid program. Individuals who qualify for Medicaid should contact their provider to determine how much of their assisted living costs can be covered under the program. However, those who feel they may qualify for a Medicaid waiver must apply. Seniors can qualify for Medicaid if their monthly income falls below the designated threshold. Medicaid has two options for elderly care: the Personal Care Program and the Advantage Program Waiver. The Personal Care Program is available to anyone who qualifies for Medicaid, while the Advantage Waiver Program offers various care services, including meal delivery, specific medical supplies, personal care, and more.

Non-Medicaid Assistance Programs in Oklahoma

In addition to Medicaid, eligible seniors can find options to fund assisted living for seniors with two programs offered exclusively in Oklahoma. The adult day care services assistance program can pay up to 100 percent of the costs of adult day care for seniors who require assistance around the clock and whose family members can’t provide care during the day due to work and other obligations. The state also offers in-home assistance and care services for the elderly. The Area Agencies on Aging in Oklahoma can arrange for the necessary services at no cost to individuals who are considered low-income.

PACE Programs in Oklahoma

For those seeking affordable assisted living facilities in OKC, the PACE program, which stands for the Program of All-Inclusive Care for the Elderly, may be available. This program is a collaborative effort between Medicare and Medicaid to provide senior care that keeps the elderly out of nursing homes where they lose their independence. In addition to home care and help with assisted living, this program can cover hospital stays, social services, prescriptions, laboratory services, medical transportation, nutritional counseling, therapy, and more. Seniors must be 55 or older, live in an eligible service area, be certified as requiring nursing home care, and meet specific eligibility requirements. Interested individuals can apply through the Oklahoma Medicaid website or visit one of three physical locations to apply.

If you’re seeking affordable senior living options in Oklahoma City, contact us. We’ll help you explore your funding options and find the most suitable way for your loved one to pay for their assisted living care.