If you are helping a loved one find an assisted living center in Oklahoma City and take care of his or her healthcare needs, and that loved one is a U.S. veteran, you may assume enrolling in Medicare is not necessary. That is not true. Read on for compelling reasons it’s important for veterans with benefits to enroll in Medicare too.
Often, affordable assisted living facilities in the Oklahoma City area sponsor educational seminars and question and answer sessions for residents and their families. One of the most popular topics involves Medicare. As with any government entity, Medicare can be complicated to understand. When applying for benefits you will hear about Medicare Part A, Medicare Part B, Medicare Part C and Medicare Part D. In a nutshell, here’s what you need to know:
Medicare Part A: These are hospital plans.
Medicare Part B: These are medical plans.
Medicare Part C: Also called Medicare Advantage, these plans are run by private companies.
Medicare Part D: These are prescription drug plans.
Contrary to popular belief, Medicare and VA benefits complement each other rather than cancel each other out. VA benefits are accepted only at VA medical care providers and Medicare benefits are accepted only at Medicare-designated medical facilities. Applying for Medicare Part A, which provides hospital coverage, is cheap and relatively easy. In the event a senior needs to go to a non-VA hospital for specialized treatment, Medicare can be a safety net to help cover the costs of that hospital stay.
Just as not every assisted living center in Oklahoma City provides the same caliber of care, not all VA benefits are the same. When a veteran applies for VA benefits, he or she is assigned to one of several “priority groups.” If your loved one is covered under a lower-priority VA plan, he or she could possibly lose coverage in the future if Congress fails to appropriate enough funds to care for all VA insurance provider groups. If that happens and your loved one is also covered by Medicare, he or she would not suddenly be without coverage.
If you are looking for a wonderful senior living facility for a loved one (veteran or not) and not just any facility will do, contact us at Village at Oakwood. Since becoming OKC’s first affordable assisted living center years ago, we have continued to top the list of the best affordable assisted living facilities in the Oklahoma City area. We are proof outstanding care does not have to be prohibitively expensive.