Important Questions to Ask as Your Parents Prepare for Senior Assisted Living: Part 2
June 9th, 2015 by John Wilson
Asking your parents questions is important before placing in living assistance.
In the second installment of this series, we’ll explore more ways to open a dialogue about important questions with your aging parents who are preparing for senior assisted living.
More Ideas Introducing the Discussion with Your Aging Parents
- Watch for opportunities. It may be during a family gathering for a memorial service or possibly when your Dad makes a joke or casual remark about “after I am gone.” These are good opportunities to discuss senior assisted living accommodations, service arrangements, wills or insurance.
- Writing your parents. If your parents are especially shy or uncomfortable talking about the subject, write them with your concerns in a caring and respectful manner. Ask if you can send them your questions and they can communicate their responses back by letter or email. You can even take the time to include family news as a part of your correspondence so it doesn’t end up resembling an interrogation.
- Do You Have a Durable Power of Attorney? In this document, a person identifies someone to be their financial proxy or healthcare proxy.
- What Types of Insurance Do You Have and Where Are They Kept? This can include life insurance, healthcare insurance and long-term care insurance, which can help with assisted living costs. Ensure you know where Mom and Dad keep these filed.
- Are All Your Beneficiaries Up to Date in Your Insurance and Finances? Not only are life insurance beneficiaries are important, but so are those designated in pension funds and investments.
- Do You See Your Doctor for Regular Appointments? If your elderly parent is currently under the care of a healthcare provider and has an emergency, you need to know who they are seeing and why to alert the hospital and doctor.
- Do You Understand Why You Take Each of Your Medicines? As our senior parents approach the need for living assistance, they may have a multitude of medications they take. It’s imperative to have a list available in case of emergency, as well as what condition each is treating.
- Where Is Your Financial Account Information Located? You’ll need to be aware of the location of your parent’s titles, deeds, loan documents, bank or investment account information, as well as the name of their accountant or financial planner.
- Are You an Organ Donor and Where Is This Documented or Registered? Don’t press your parent to become an organ donor. This question allows you to be aware of your parents’ wishes. Sometimes this information is designated on a donor card, driver’s license or even registered in an online database.
- How Do You See Your Memorial Service Being Handled? Do you know whether your parents want to be buried or cremated? Do you know if they own a burial plot? Do you know if they own a burial policy? Find out.
- Do You Have a Safe-Deposit Box and Where? If so, find out where it is and where they keep the key. Most safe-deposit keys are unmarked so identifying what the actual key looks like is essential; you may even consider taking a photo for future reference.
If you are looking for caring assisted living in Oklahoma City, contact us. At Village at Oakwood, our trained staff is ready to answer any questions you may have.
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