Can You Really Save Money Retiring on a Cruise Ship Versus Assisted Living?

September 29th, 2015 by John Wilson

You can reduce the cost of assisted living to make it affordable.

The cost of assisted living isn’t as much as many people think.

You may have heard rumors the cost of assisted living in OKC is incredibly high. In fact, some people would say this cost is higher than spending the rest of your life on a cruise ship. If you’ve ever been on a cruise, this type of statement could shock you. Fortunately, there is affordable assisted living in Norman that won’t cost you more than spending the rest of your days cruising the world.

Cost versus Value

Spending all of your time on a cruise ship will easily set you back at least $9,000 per month. Most people don’t have that kind of money to spend every month for the rest of their lives. However, when you look at the actual cost of assisted living, you will find the costs vary from $2,500 to about $4,600 a month, saving you at least half the cost of full-time cruising. In addition to the factor of cost, consider you will be living in a much larger space when you choose a senior community located in beautiful Oklahoma versus living out on the ocean in a small suite.

Insurance Doesn’t Cover Cruises

One of the best ways to find affordable assisted living in Norman is to make sure your insurance covers the facility you are considering. Many senior communities accept insurance policies to bring down the cost of assisted living in OKC. This is a major difference between choosing assisted living and a cruise. A cruise will not accept insurance for payment. They will expect you to pay the entire bill yourself, which greatly increases the cost versus assisted living facilities.

A cruise is more expensive than affordable assisted living.

Affordable assisted living costs less than a cruise.

Health Risks Are Higher on Cruises

If saving money is one of the driving factors in choosing the right option for your senior years, your health should be a top priority. Choosing a senior community located in beautiful Oklahoma will help you keep your health risks lower. The news has been filled with stories of illnesses that run rampant on cruise ships, often leaving a majority of the passengers sick. Because a senior’s immune system is delicate, it puts them at an increased risk of serious illness when exposed to the germs present on a cruise ship. This makes assisted living a better option, particularly in terms of your overall health and well-being.

Finding the most affordable assisted living can be a complicated process, but if you think it would be cheaper to spend the rest of your days on a cruise, you’ll find that isn’t the case. In fact, cruises are more expensive in general, but you will also get less space for your money. In addition, insurance will cover assisted living facilities, but not the cost of cruising for life.

If you’re looking for affordable assisted living in Norman, contact us. Our facilities will make your loved one feel at home, without the high cost many people fear.

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